Bonus Gold by American Equity

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This annuity offers 10% BONUS on all 1st year premium with contract minimum of only $5,000. Surrender period is 16 years. There are the following index choices: The S&P 500, Dow Jones Industrial Average and 10-Year U.S. Treasury Bond Value (Growth in this Value is determined by the annual change in the 10-Year U.S. Treasury Bond, plus a Coupon Rate each Contract Year). There is a choice of participation rates, index cap or fixed annual rate. There are the following indexing method options: annual monthly average and annual point to point.


  • 10% bonus on 1st year premium
  • Excellent Lifetime Benefit rider options
  • Additional Coupon rate is added to 10-Year U.S. Treasury Bond Index Value
  • Fixed rate option available
  • Confinement and terminal illness waiver for clients under 75 at issue
  • No market value adjustment (MVA) fees


  • Caps and participation rates are subject to change by the end of each term period
  • Not available in all states, not offered in AK, CT, DE, MN, NJ, NV, NY, OH, OK, OR, PA, TX, UT, WA

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