Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Power Select Builder

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Power Select Builder - Index annuity focusing on asset accumulation with no guaranteed living benefit Rider.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.75% Fixed
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
80% Participation
1-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Annual
165% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
355% Participation
2-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Biennial
255% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
305% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
265% Participation
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
215% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
215% Participation
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
265% Participation
1-Year AB All Market PTP Participation Rate
Point to Point
Annual
165% Participation
2-Year AB All Market PTP Participation Rate
Point to Point
Biennial
255% Participation
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
28% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
305% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
37% Participation
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
355% Participation
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Annual
75% Participation
2-Year ML Strategic Balanced PTP Spread
Point to Point
Biennial
1.1% Spread
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.25% Performance triggered
1-Year Fixed Account
Fixed
5% Fixed
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
280% Participation
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
325% Participation
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
230% Participation
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
375% Participation
2-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Biennial
275% Participation
1-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
375% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
325% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
280% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
230% Participation
2-Year AB All Market PTP Participation Rate
Point to Point
Biennial
275% Participation
1-Year AB All Market PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
33% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
11.25% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
43% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
95% Participation
2-Year ML Strategic Balanced PTP Spread
Point to Point
Biennial
0.85% Spread
1-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8.25% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%