ClassicMark 10 LT Plus Rate & Reviews

ClassicMark 10 LT Plus

The ClassicMark 10 LT Plus is a single premium fixed indexed annuity with 8 interest crediting strategies and a 10 surrender schedule. This FIA offers full accumulation value at death and liquidity for nursing home and/or hospitalization confinement (may not be available in all states). Included in this annuity is an upfront premium for initial premiums paid and a persistency bonus credited to the full account value at the end of the surrender period. There is a product fee applied to the account value each year. Please see contract for details.

Available in states: AK, CA, CT, DE, FL, ID, MN, MO, MT, NV, NH, NJ, OH, OK, OR, PA, SC, TX, UT, VA, and WA

Allocation Accounts

Name	Type	Rates
5-Year SG Columbia Adaptive Risk Allocation FUSION Participation Rate with Fixed rate on Gain	FUSION 5-Year	215% Participation 2% Performance triggered
1-Year Fixed Account	Fixed	3.5% Fixed
1-Year Gold PTP Participation Rate	Point to Point Annual	39% Participation
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	196% Participation
2-Year S&P 500 PTP Participation	Point to Point Biennial	55% Participation
2-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Biennial	156% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	6.95% Cap
1-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Annual	114% Participation
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	143% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	13%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
Heritage Maximizer	No	0.30% annually