FutureMark 10 Rate & Reviews

FutureMark 10

The Optimizer Fee (Administrative Fee) is deducted from the Accumulation Value at the end of each contract year, including the first. The fee percentage, currently 1% is set for the life of the contract. The fee percentage is multiplied by the contract's Accumulation Value at the end of each contract year, and the result is deducted from the Accumulation Value.

Available in states: AZ, AR, CO, DC, GA, HI, IL, IA, KS, KY, LA, ME, MD, MA, MI, MT, NE, NM, NC, ND, RI, SD, TN, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year SG Columbia Adaptive Risk Allocation FUSION Participation Rate with Fixed rate on Gain	FUSION 5-Year	311% Participation 1% Performance triggered
1-Year Fixed Account	Fixed	4.15% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	8.85% Cap
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	233% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	49% Participation
1-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Annual	135% Participation
2-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Biennial	185% Participation
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	169% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	13%	12%	12%	11%	10%	9%	8%	7%	6%	5%

Riders

Name	Inbuilt	Fee
BeneBooster Option 1 (Age 0-75)	Yes	None
BeneBooster Option 2 (Age 76-85)	Yes	None
Optimizer Fee	Yes	1.00% annually