LibertyMark 10 LT Plus Rate & Reviews

LibertyMark 10 LT Plus

The LibertyMark 10 LT Plus is a single premium fixed indexed annuity with 8 interest crediting strategies and a 10 surrender schedule. This FIA offers full accumulation value at death and liquidity for nursing home and/or hospitalization confinement (may not be available in all states). Included in this annuity is an upfront premium for initial premiums paid and a persistency bonus credited to the full account value at the end of the surrender period. There is a product fee applied to the account value each year. Please see contract for details.

Available in states: AK, CA, CT, DE, FL, NV, NH, NJ, OK, OR, PA, SC, TX, UT, and WA

Allocation Accounts

Name	Type	Rates
5-Year SG Columbia Adaptive Risk Allocation FUSION Participation Rate with Fixed rate on Gain	FUSION 5-Year	252% Participation 1% Performance triggered
1-Year Fixed Account	Fixed	3.45% Fixed
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	140% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	57% Participation
2-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Biennial	153% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	7.6% Cap
1-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Annual	112% Participation
1-Year Gold PTP Participation Rate	Point to Point Annual	39% Participation
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	193% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
Optimizer Fee 1.25%	Yes	1.25% annually