Name | Type | Rates |
---|---|---|
5-Year SG Columbia Adaptive Risk Allocation FUSION Participation Rate with Fixed rate on Gain |
FUSION
5-Year
|
258%
Participation
2%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
3.95%
Fixed
|
1-Year Gold PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate |
Point to Point
Annual
|
163%
Participation
|
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate |
Point to Point
Biennial
|
225%
Participation
|
1-Year Morgan Stanley TEBI PTP Participation Rate |
Point to Point
Annual
|
130%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.4%
Cap
|
2-Year Morgan Stanley TEBI PTP Participation Rate |
Point to Point
Biennial
|
178%
Participation
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
66%
Participation
|
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
---|---|---|---|---|---|---|---|
Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% |
Name | Inbuilt | Fee |
---|---|---|
Heritage Maximizer | No | 0.30% annually |
Optimizer Fee | Yes | 1.00% annually |