LibertyMark Freedom 10 LT Plus Rate & Reviews

LibertyMark Freedom 10 LT Plus

With no built-in fee and strong earnings potential driven by a diverse selection of index options, LibertyMark Freedom fixed indexed annuities give clients the freedom to choose their earnings potential—and to upgrade it by buying higher caps and participation rates. The backing of a highly rated carrier, protection of an industry-leading minimum guarantee, and optional 30% death benefit bonus on the full Accumulation Value help to reassure clients.

Available in states: AK, CA, CT, FL, MN, MO, MT, NV, NH, OH, OK, PA, SC, TX, UT, VA, and WA

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	2.9% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	6.05% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.95% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	34% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	53% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	73% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	46% Participation
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	119% Participation
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	190% Participation
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	261% Participation
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	164% Participation
1-Year SG Laser PTP Participation Rate	Point to Point Annual	119% Participation
1-Year SG Laser PTP Participation Rate	Point to Point Annual	190% Participation
2-Year SG Laser PTP Participation Rate	Point to Point Biennial	262% Participation
2-Year SG Laser PTP Participation Rate	Point to Point Biennial	164% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	9%	8%	7%	6%	5%	4%	3%	2%	1%