LibertyMark SE 7 Rate & Reviews

LibertyMark SE 7

The LibertyMark SE 7 is a single premium fixed indexed annuity with 8 interest crediting strategies and a 7 surrender schedule. This FIA offers full accumulation value at death and liquidity for nursing home and/or hospitalization confinement (may not be available in all states). There is a product fee applied to the account value each year. Please see contract for details.

Available in states: AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year SG Columbia Adaptive Risk Allocation FUSION Participation Rate with Fixed rate on Gain	FUSION 5-Year	253% Participation 3% Performance triggered
1-Year Fixed Account	Fixed	4.45% Fixed
1-Year Gold PTP Participation Rate	Point to Point Annual	50% Participation
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	180% Participation
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	249% Participation
1-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Annual	144% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.6% Cap
2-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Biennial	197% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	73% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	9%	8%	7%	6%	5%	4%

Riders

Name	Inbuilt	Fee
Heritage Maximizer	No	0.30% annually
Optimizer Fee 1.5%	Yes	1.50% annually