LibertyMark SE 7 Plus Rate & Reviews

LibertyMark SE 7 Plus

The LibertyMark SE 7 Plus is a single premium fixed indexed annuity with 8 interest crediting strategies and a 7 surrender schedule. This FIA offers full accumulation value at death and liquidity for nursing home and/or hospitalization confinement (may not be available in all states). Included in this annuity is an upfront premium for initial premiums paid and a persistency bonus credited to the full account value at the end of the surrender period. There is a product fee applied to the account value each year. Please see contract for details.

Available in states: AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MT, NE, NH, NJ, NM, NC, ND, OK, OR, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year SG Columbia Adaptive Risk Allocation FUSION Participation Rate with Fixed rate on Gain	FUSION 5-Year	229% Participation 3% Performance triggered
1-Year Fixed Account	Fixed	4.25% Fixed
1-Year Gold PTP Participation Rate	Point to Point Annual	47% Participation
1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Annual	169% Participation
2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate	Point to Point Biennial	233% Participation
1-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Annual	135% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.3% Cap
2-Year Morgan Stanley TEBI PTP Participation Rate	Point to Point Biennial	185% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	69% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	9%	8%	7%	6%	5%	4%

Riders

Name	Inbuilt	Fee
Optimizer Fee 1.5%	Yes	1.50% annually