Fixed index annuity review and rates
Ameritas (Legacy Marketing Group) IncomeMark Select LT (FL Only)
IncomeMark Select is a 10-year single premium deferred fixed index annuities. IncomeMark Select can help you grow, nurture, and harvest your retirement funds so you can enjoy the retirement process. Designed to provide highly competitive income potential driven by strong accumulation options, IncomeMark Select can help set you up for financial stability.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states:
FL
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
5.05%
Fixed
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
62%
Participation
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
10.1%
Cap
|
| 2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
290%
Participation
|
| 2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
280%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10%
Cap
|
| 1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
215%
Participation
|
| 1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| MyGrowth Income Rider Level | Yes | 0.95% annually (2.50% max) |
| MyGrowth Income Rider Increasing | Yes | 0.95% annually (2.50% max) |
Brochure
Free withdrawal
1st year: 0%
2nd+ year: 10%
2nd+ year: 10%
Surrender schedule
10 years
Return of premium
Market value adjustment
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, SEP IRA, IRA-Roth, SIMPLE IRA, and TSP