Athene Accumulator 10 Rate & Reviews

Athene Accumulator 10

Athene Accumulator can help you reach your retirement savings goals.

Guarantees. Receive a guaranteed Accumulated Value at the end of your Withdrawal Charge period with our Minimum Interest Credit feature.
Growth potential. Pursue additional growth with Interest Credits that are based in part on the performance of an external market index.
Protection from downside market risk. Your money is not directly exposed to the risks of the stock market or individual stocks.
Tax Deferral. Annuities provide the advantage of tax-deferred interest accumulation. You don’t pay taxes on any growth until you withdraw money.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.3% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	95% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	195% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	135% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	230% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Biennial	320% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	265% Participation
1-Year Fixed Account	Fixed	4.6% Fixed
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	102% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	10.75% Cap
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	285% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	225% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Biennial	340% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	245% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	145% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	210% Participation
1-Year Fixed Account (CA Only)	Fixed	3% Fixed
1-Year Fixed Account (CA Only)	Fixed	3% Fixed

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
Accumulator Death Benefit Rider	No	0.95% annually (0.00% after 10 years)