Athene Accumulator 10 Rate & Reviews

Athene Accumulator 10

Athene Accumulator can help you reach your retirement savings goals.

Guarantees. Receive a guaranteed Accumulated Value at the end of your Withdrawal Charge period with our Minimum Interest Credit feature.
Growth potential. Pursue additional growth with Interest Credits that are based in part on the performance of an external market index.
Protection from downside market risk. Your money is not directly exposed to the risks of the stock market or individual stocks.
Tax Deferral. Annuities provide the advantage of tax-deferred interest accumulation. You don’t pay taxes on any growth until you withdraw money.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	2.9% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	10.5% Cap
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	115% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	190% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	130% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	225% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Biennial	325% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	205% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	265% Participation
1-Year Fixed Account	Fixed	3% Fixed
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	120% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	11.25% Cap
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	280% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	220% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Biennial	345% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	240% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	135% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	200% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
Accumulator Death Benefit Rider	No	0.95% annually (0.00% after 10 years)