Athene Accumulator 7 Rate & Reviews

Athene Accumulator 7

Athene Accumulator can help you reach your retirement savings goals.

Guarantees. Receive a guaranteed Accumulated Value at the end of your Withdrawal Charge period with our Minimum Interest Credit feature.
Growth potential. Pursue additional growth with Interest Credits that are based in part on the performance of an external market index.
Protection from downside market risk. Your money is not directly exposed to the risks of the stock market or individual stocks.
Tax Deferral. Annuities provide the advantage of tax-deferred interest accumulation. You don’t pay taxes on any growth until you withdraw money.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.2% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.75% Cap
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	93% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	190% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	130% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	225% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Biennial	315% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	205% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	255% Participation
1-Year Fixed Account	Fixed	4.5% Fixed
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	100% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	10.5% Cap
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	275% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	220% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Biennial	335% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	240% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	140% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	205% Participation
1-Year Fixed Account (CA Only)	Fixed	3% Fixed
1-Year Fixed Account (CA Only)	Fixed	3% Fixed

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	8%	8%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
Accumulator Death Benefit Rider	No	0.95% annually (0.00% after 10 years)