Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Athene Ascent Pro 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Athene Ascent Pro annuities are designed to meet your long-term savings and retirement needs. They include a Withdrawal Charge period. If you withdraw more money than the free amount allowed by your contract, or if you surrender the annuity before the Withdrawal Charge period ends, a Withdrawal Charge and Market Value Adjustment will be applied. These charges do not apply to Free Withdrawals, RMDs, payments made in settlement of your annuity’s Death Benefit, or to Confinement and Terminal Illness waivers. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.8% Fixed
1-Year Fixed Account (CA Only)
Fixed
3% Fixed
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
105% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate
Point to Point
Annual
180% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate
Point to Point
Biennial
245% Participation
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
190% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8% Cap
2-Year S&P 500 FC PTP Participation Rate
Point to Point
Biennial
110% Participation
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
80% Participation
2-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
120% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
120% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Ascent Pro 10 Income Rider - Option 1 with Level Income Yes 1.00% annually
Ascent Pro 10 Income Rider - Option 1 with Inflation Adjusted Income Yes 1.00% annually
Ascent Pro 10 Income Rider - Option 1 with Earning-Indexed Income Yes 1.00% annually
Ascent Pro 10 Income Rider - Option 2 with Level Income Yes 1.00% annually
Ascent Pro 10 Income Rider - Option 2 with Earning-Indexed Income Yes 1.00% annually
Ascent Pro 10 Income Rider - Option 2 with Inflation Adjusted Income Yes 1.00% annually