Athene Ascent Pro 7
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
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Learn how an annuity can provide guaranteed income for life.
Athene Ascent Pro annuities are designed to meet your long-term savings and retirement needs. They include a Withdrawal Charge period. If you withdraw more money than the free amount allowed by your contract, or if you surrender the annuity before the Withdrawal Charge period ends, a Withdrawal Charge and Market Value Adjustment will be applied. These charges do not apply to Free Withdrawals, RMDs, payments made in settlement of your annuity’s Death Benefit, or to Confinement and Terminal Illness waivers.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
3.7%
Fixed
|
1-Year Nasdaq FC PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
2-Year Nasdaq FC PTP Participation Rate |
Point to Point
Biennial
|
150%
Participation
|
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
1-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Annual
|
135%
Participation
|
2-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Biennial
|
180%
Participation
|
1-Year S&P 500 DRC 5% TR PTP Participation Rate |
Point to Point
Annual
|
65%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.5%
Cap
|
1-Year Fixed Account (CA Only) |
Fixed
|
3%
Fixed
|
1-Year AI Powered Global Opportunities PTP Participation Rate |
Point to Point
Annual
|
115%
Participation
|
2-Year AI Powered Global Opportunities PTP Participation Rate |
Point to Point
Biennial
|
155%
Participation
|
1-Year UBS Innovative Balanced PTP Participation Rate |
Point to Point
Annual
|
115%
Participation
|
2-Year UBS Innovative Balanced PTP Participation Rate |
Point to Point
Biennial
|
155%
Participation
|
1-Year S&P 500 FC PTP Participation Rate |
Point to Point
Annual
|
75%
Participation
|
2-Year S&P 500 FC PTP Participation Rate |
Point to Point
Biennial
|
105%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
---|---|---|---|---|---|---|---|
Penalty | 8% | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Ascent Pro 7 Income Rider - Option 1 with Level Income | Yes | 1.00% annually |
Ascent Pro 7 Income Rider - Option 1 with Inflation Adjusted Income | Yes | 1.00% annually |
Ascent Pro 7 Income Rider - Option 1 with Earning-Indexed Income | Yes | 1.00% annually |
Ascent Pro 7 Income Rider - Option 2 with Level Income | Yes | 1.00% annually |
Ascent Pro 7 Income Rider - Option 2 with Earning-Indexed Income | Yes | 1.00% annually |
Ascent Pro 7 Income Rider - Option 2 with Inflation Adjusted Income | Yes | 1.00% annually |