Athene Protector 5 Rate & Reviews

Athene Protector 5

With an Athene Protector fixed indexed annuity, you can save confidently for retirement. And you’ll rest easy knowing your money is there if you need it — whatever life sends your way. Consider these features:

Return of premium guarantee
Minimum Interest Credit guarantee
Up to 10% penalty-free withdrawals
Confinement and terminal illness waivers
Growth potential based in part on the performance of an external market index
Protection from downside market risk
Tax-deferred interest accumulation

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.1% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
1-Year S&P 500 DRC 5% TR PTP Participation Rate	Point to Point Annual	92% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	190% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	130% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate	Point to Point Annual	220% Participation
1-Year Fixed Account (CA Only)	Fixed	3% Fixed

Surrender schedule

Year	1	2	3	4	5
Penalty	8%	8%	7%	6%	5%

Riders

Name	Inbuilt	Fee
Athene Protector Return of Premium Rider 5 years	Yes	0.40% annually (0.00% after 5 years)