Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

SecureAdvantage

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

A Brighthouse SecureAdvantage 6-Year Fixed Index Annuity offers 100% protection. Purchase payment will be reduced by withdrawals, which may be subject to Withdrawal Charges and a Market Value Adjustment if applicable. All guarantees are subject to the claims-paying ability and financial strength of Brighthouse Life Insurance Company.  for your purchase payment against market downturns. It features Index Accounts – including innovative Annual Sum Index Accounts – that provide growth opportunities linked to two well-known market indices. What’s more, it offers access to a portion of your money each year should the need arise, and a death benefit that keeps pace with your selected Index Accounts. SecureAdvantage 6-Year is designed to provide the protection, growth opportunity, and clarity you need.

Market Value Adjustment may not be applicable in all states & waivers are not available in all states and other restrictions may apply.

Guaranteed Lifetime Payout Options:
You can convert your Contract into a stream of fixed-income payments guaranteed for your life. Payments may begin at any time 13 months after your Contract Issue Date. Once Annuity Payments begin, the Contract cannot be surrendered, and you have no withdrawal rights or access to the Account Value. You may choose from the following options, or any other options acceptable to you and us: 
  • Life Annuity with Ten (10) Years of Income Payments Guaranteed – Provides income payments that continue as long as the annuitant is living and are guaranteed for 10 years. If the annuitant dies before the end of the guarantee period, income payments are made to the designated beneficiary(ies) until the end of the guarantee period. No income payments are made once the guarantee period has expired and the Annuitant is no longer living.
  • Joint and Last Survivor with Ten (10) Years of Income Payments Guaranteed – Provides income payments that are paid for the lifetime of two people and are guaranteed for 10 years. After the death of one Annuitant, the survivor Annuitant will continue to receive the full income payments for as long as he or she lives. If both should die before the end of the guarantee period, the beneficiary(ies) will continue to receive full income payments for the remaining guarantee period. No income payments are made once the guarantee period has expired and the annuitants are no longer living. Income Option Information: 
  • The start date for income payments must be the first day of a calendar month. If an Annuity Start Date is not chosen, the default Annuity Start Date is the First Contract Anniversary after the oldest Owner’s 95th birthday. The default income option is a Life Annuity with a 10-Year Guarantee Period. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.75% Fixed
6-Year CS truVol US Target Sectors PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
175% Participation
6-Year CS truVol US Target Sectors PTP Participation Rate
Point to Point
6-Year
185% Participation
6-Year Russell 2000 PTP Annual Sum Cap
Point to Point
6-Year
Annual sum
11% Cap
6-Year Russell 2000 PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
55% Participation
6-Year Russell 2000 PTP Participation Rate
Point to Point
6-Year
70% Participation
6-Year S&P 500 PTP Annual Sum Cap
Point to Point
6-Year
Annual sum
11.5% Cap
6-Year S&P 500 PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
60% Participation
6-Year S&P 500 PTP Participation Rate
Point to Point
6-Year
75% Participation
6-Year CS truVol US Target Sectors PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
185% Participation
6-Year CS truVol US Target Sectors PTP Participation Rate
Point to Point
6-Year
195% Participation
6-Year Russell 2000 PTP Annual Sum Cap
Point to Point
6-Year
Annual sum
11.5% Cap
6-Year Russell 2000 PTP Participation Rate
Point to Point
6-Year
80% Participation
6-Year S&P 500 PTP Annual Sum Cap
Point to Point
6-Year
Annual sum
12% Cap
6-Year S&P 500 PTP Participation Rate
Point to Point
6-Year
85% Participation
6-Year Russell 2000 PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
65% Participation
6-Year S&P 500 PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
70% Participation
6-Year CS truVol US Target Sectors PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
190% Participation
6-Year CS truVol US Target Sectors PTP Participation Rate
Point to Point
6-Year
200% Participation
6-Year Russell 2000 PTP Participation Rate
Point to Point
6-Year
85% Participation
6-Year S&P 500 PTP Annual Sum Cap
Point to Point
6-Year
Annual sum
12.25% Cap
6-Year Russell 2000 PTP Annual Sum Cap
Point to Point
6-Year
Annual sum
11.75% Cap
6-Year Russell 2000 PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
70% Participation
6-Year S&P 500 PTP Annual Sum Participation Rate
Point to Point
6-Year
Annual sum
75% Participation
6-Year S&P 500 PTP Participation Rate
Point to Point
6-Year
90% Participation

Surrender schedule

Year 1 2 3 4 5 6
Penalty 8% 8% 7% 6% 5% 4%