ViStar
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
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Learn how an annuity can provide guaranteed income for life.
ViStar is a single premium, deferred, indexed annuity that offers multiple index options and methodologies to provide the opportunity for a well-diversified allocation, and can provide a living benefit of income that can last as long as you live.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.25%
Fixed
|
1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.5%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
1-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
1-Year S&P Economic Cycle Factor Rotator PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 10% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Lifetime Withdrawal Rider | No | 0.90% annually |
Lifetime Withdrawal Rider (MA, MT) | No | 0.90% annually |