Fixed annuity review and rates

Eagle Guarantee Focus

Your retirement plan is unique to you, with different goals and aspirations. Stable-money options can provide you more confidence in knowing your money is protected after putting it aside. The Eagle Guarantee Focus fixed annuity was designed to help reach your goals in ways that protects and reliably grows your hard-earned retirement dollars. 

Min Premium
  • $10,000
Max Premium
  • 18-69: $1,500,000
  • 70-74: $1,000,000
  • 75-79: $750,000
  • 80-85: $500,000
Penalty-Free Withdrawals
  • MVA 10% Free Withdrawal: 10% of Contract Value Annually Starting Year 2.
Market Value Adjustment (MVA)
This product includes a Market Value Adjustment (MVA) Rider. An MVA may increase or decrease the amount of a withdrawal in excess of the Free Withdrawal amount or the Surrender Value. The MVA does not apply to Free Withdrawals, any death benefit, the MGSV, or any distributions occurring after the Surrender Charge Period has ended. In general, as the MVA Index increases, Surrender Values decrease. As the MVA Index decreases, Surrender Values increase.

Death Benefit
Greater of account value or MGSV. No surrender charges at death.

Interest Rates

Guaranteed Years Surrender Years Guaranteed Yield Current Yield
3 3 3.75% 3.75%
5 5 4.25% 4.25%
3 3 4% 4%
5 5 4.5% 4.5%
3 3 4.25% 4.25%
5 5 4.6% 4.6%
Eagle Life Insurance Company
Founded: 2011
A.M. Best: A-
Fitch: A-
S&P: A-
Carrier details
Free withdrawal
1st year: 0%
2nd+ year: 10%
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, and Inherited IRA