Choice Accumulation II 5 Rate & Reviews

Choice Accumulation II 5

The Choice Accumulation 5 is a Single Premium Deferred Index Annuity with a 5-year surrender charge period.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.6% Fixed
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.75% Cap
1-Year Russell 2000 PTP Cap	Point to Point Annual	8.75% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	155% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year S&P 500 PTP Cap	Point to Point Annual	8.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1% Cap
2-Year BlackRock Diversa Volatility Control PTP Spread	Point to Point Biennial
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	6.75% Performance triggered
1-Year Fixed Account	Fixed	3.75% Fixed
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	165% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	9.5% Cap
1-Year Russell 2000 PTP Cap	Point to Point Annual	9.5% Cap
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
2-Year BlackRock Diversa Volatility Control PTP Spread	Point to Point Biennial
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.1% Cap
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	7.5% Performance triggered

Surrender schedule

Year	1	2	3	4	5
Penalty	9%	8%	7%	6%	5%

Riders

Name	Inbuilt	Fee
GA Enhanced Death Benefit	No	0.50% annually