Choice Accumulation II Edge 5 Rate & Reviews

Choice Accumulation II Edge 5

The Choice Accumulation II Edge 5 is a hoice Accumulation Edge is a single premium fixed index annuity that offers both upside opportunity and downside market protection

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.4% Fixed
1-Year Janus SG Global Trends PTP EAS Participation Rate	Threshold Part Rate Annual	125% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year S&P 500 PTP Cap	Point to Point Annual	8.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1% Cap
1-Year Fixed Account	Fixed	3.55% Fixed
1-Year Janus SG Global Trends PTP EAS Participation Rate	Threshold Part Rate Annual	130% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year S&P 500 PTP Cap	Point to Point Annual	9% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.05% Cap
1-Year Franklin US PTP EAS Participation Rate	Threshold Part Rate Annual	80% Participation
1-Year Morgan Stanley Inflation Aware PTP EAS Participation Rate	Threshold Part Rate Annual	85% Participation
1-Year Franklin US PTP EAS Participation Rate	Threshold Part Rate Annual	85% Participation
1-Year Morgan Stanley Inflation Aware PTP EAS Participation Rate	Threshold Part Rate Annual	90% Participation

Surrender schedule

Year	1	2	3	4	5
Penalty	9%	8%	7%	6%	5%

Riders

Name	Inbuilt	Fee
GA Enhanced Death Benefit	No	0.50% annually