Income 150+ SE 7 Advisory
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
Income 150+ is a single premium fixed index annuity designed with a guaranteed lifetime withdrawal benefit which provides income through guaranteed Lifetime Annual Payments that clients cannot outlive (assuming no excess withdrawals).
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
7 Years |
|
Surrender schedule
|
2%2%2%2%2%2%2% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, and TSP |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
6.25%
Cap
|
| 1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
| 2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
| 1-Year Franklin US PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
| 2-Year Franklin US PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
| 2-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Biennial
|
150%
Participation
|
| 1-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
| 2-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6.25%
Cap
|
| 1-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
| 2-Year Franklin US PTP Spread |
Point to Point
Biennial
|
1.5%
Spread
|
| 1-Year BlackRock Diversa Volatility Control PTP Cap |
Point to Point
Annual
|
8.75%
Cap
|
| 1-Year S&P 500 Performance Trigger |
Performance Triggered
Annual
|
4.5%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.25%
Fixed
|
| 1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Annual
|
90%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6.5%
Cap
|
| 2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Biennial
|
120%
Participation
|
| 1-Year Franklin US PTP Participation Rate |
Point to Point
Annual
|
90%
Participation
|
| 2-Year Franklin US PTP Participation Rate |
Point to Point
Biennial
|
120%
Participation
|
| 2-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
| 1-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Annual
|
90%
Participation
|
| 2-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Biennial
|
120%
Participation
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
6.5%
Cap
|
| 1-Year BlackRock Diversa Volatility Control PTP Cap |
Point to Point
Annual
|
9%
Cap
|
| 2-Year Franklin US PTP Spread |
Point to Point
Biennial
|
0.5%
Spread
|
| 1-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Annual
|
120%
Participation
|
| 1-Year S&P 500 Performance Trigger |
Performance Triggered
Annual
|
4.75%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 2% | 2% | 2% | 2% | 2% | 2% | 2% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Income 150+ Guaranteed Lifetime Income Benefit Plus | Yes | 1.05% annually |