Fixed annuity review and rates

FlexPlus 5

The FlexPlus 5 Annuity is a Flexible Premium Deferred Annuity that features a competitive interest rate. Beginning on the first day of the second year, the annuity will earn a portfolio interest rate, which may go up or down, but will never be less than the contract's minimum guaranteed rate. There are no up-front sales charges or annual fees; 100% of your clients' money is working for them.

  • 100% of Accumulated Interest or 10% of Year End Accumulation Value after 1st Contract Year
  • Minimum interest payment—$200  
Commission Charge-back
Free Look Cancellation - Surrender Within 6 months of Issue - 100% for death within 6 months of Issue – 50% for death within 7-12 months of issue

Rate Hold Policy
45 Days from date of interest Rate Change

Interest Rates

Guaranteed Years Surrender Years Guaranteed Yield Current Yield
1 5 1.4% 3%
Guaranty Income Life Insurance Company
Founded: 1926
A.M. Best: A-
S&P: A-
Carrier details
Free withdrawal
1st year: 0%
2nd+ year: 10%
Types of funds
Non-Qualified, IRA, and IRA-Roth