The FlexPlus 5 Annuity is a Flexible Premium Deferred Annuity that features a competitive interest rate. Beginning on the first day of the second year, the annuity will earn a portfolio interest rate, which may go up or down, but will never be less than the contract's minimum guaranteed rate. There are no up-front sales charges or annual fees; 100% of your clients' money is working for them.
100% of Accumulated Interest or 10% of Year End Accumulation Value after 1st Contract Year
Minimum interest payment—$200
Commission Charge-back Free Look Cancellation - Surrender Within 6 months of Issue - 100% for death within 6 months of Issue – 50% for death within 7-12 months of issue
Rate Hold Policy 45 Days from date of interest Rate Change