JourneyMark 10 (Legacy Marketing Group)
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
The JourneyMark base product (without an optional rider) offers accumulation potential from a diverse selection of interest crediting options, protection from market risk, and 5% free access to the account value when you need it. To meet various retirement time horizons, The 5-year version is available exclusively to issue ages 86–90.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 5-Year Citi Flexi-Beta 5 ER High Water Mark Participation Rate |
High Water Mark
5-Year
|
195%
Participation
|
| 1-Year Fixed Account |
Fixed
|
3.8%
Fixed
|
| 1-Year Citi Flexi-Beta 5 ER PTP Participation Rate |
Point to Point
Annual
|
152%
Participation
|
| 2-Year Citi Flexi-Beta 5 ER PTP Participation Rate |
Point to Point
Biennial
|
217%
Participation
|
| 1-Year Goldman Sachs Pathfinder PTP Participation Rate |
Point to Point
Annual
|
71%
Participation
|
| 2-Year Goldman Sachs Pathfinder PTP Participation Rate |
Point to Point
Biennial
|
116%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
41%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |