JourneyMark 7 with Expanse Rider (Legacy Marketing Group)
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Highlights
The JourneyMark with Expanse Rider offers accumulation potential from a diverse selection of interest crediting options, protection from market risk, and 10% free access to the account value when you need it.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
7 Years |
|
Surrender schedule
|
9%9%8.25%7.25%6.25%5%4% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, and TSP |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 5-Year Citi Flexi-Beta 5 ER High Water Mark Participation Rate |
High Water Mark
5-Year
|
260%
Participation
|
| 1-Year Fixed Account |
Fixed
|
5.1%
Fixed
|
| 1-Year Citi Flexi-Beta 5 ER PTP Participation Rate |
Point to Point
Annual
|
207%
Participation
|
| 2-Year Citi Flexi-Beta 5 ER PTP Participation Rate |
Point to Point
Biennial
|
297%
Participation
|
| 1-Year Goldman Sachs Mariner PTP Participation Rate |
Point to Point
Annual
|
187%
Participation
|
| 2-Year Goldman Sachs Mariner PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Expanse Rider Level Income | Yes | 1.00% annually |
| Expanse Rider Increasing Income | Yes | 1.00% annually |