Fixed index annuity review and rates

Market Protector Advisory 5

MarketProtector Advisory provides the opportunity for your assets to grow. As a fee-based fixed index annuity, it can defer taxes, Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts create guaranteed income for life, and offer the opportunity to provide for your loved ones through a death benefit.
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.15% Fixed
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.75% Cap
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
54% Participation
2% Spread
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.95% Cap
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
44% Participation
2% Spread
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
7.75% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.4% Performance triggered
1-Year Fixed Account
Fixed
4.45% Fixed
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
9.8% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.95% Cap
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
48% Participation
2% Spread
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8.6% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8.2% Performance triggered

Surrender schedule

Year
Penalty
Jackson National Life Insurance Company
Founded: 1961
A.M. Best: A
Fitch: A
S&P: A
Moody's: A2
Carrier details
Free withdrawal
10%
Surrender schedule
0 years
Return of premium
Market value adjustment
Minimum contribution
$25,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Pension, IRA Rollover, 401a, TSA 403b, SEP IRA, KEOGH, IRA-Roth, 1035 Exchange, Inherited IRA, NQ Stretch, and TSP