Lincoln Flex Advantage 7 (CA Only) Rate & Reviews

Lincoln Flex Advantage 7 (CA Only)

One of the unique advantages of Lincoln FlexAdvantage is the flexibility it offers to adapt to your needs and goals. You can allocate your money between six different account options, with the ability to reallocate every year on your contract anniversary. And whether your retirement is years away or just around the corner, you’ll be able to add money anytime you want. By adding more money, you’ll have the opportunity to accelerate your account growth throughout your journey.

Available in states: CA

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.2% Fixed
1-Year Fidelity AIM Dividend PTP Participation Rate	Point to Point Annual	155% Participation
1-Year S&P 500 DRC 5% PTP Spread	Point to Point Annual	1.5% Spread
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	35% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	8.75% Cap
1-Year BlackRock Dynamic Allocation PTP Participation Plus	Point to Point Annual	215% Participation
1-Year BlackRock Dynamic Allocation PTP Participation Rate	Point to Point Annual	170% Participation
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	7.75% Performance triggered
1-Year Fixed Account	Fixed	4.45% Fixed
1-Year Fidelity AIM Dividend PTP Participation Rate	Point to Point Annual	180% Participation
1-Year S&P 500 DRC 5% PTP Spread	Point to Point Annual	1.25% Spread
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	40% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.25% Cap
1-Year BlackRock Dynamic Allocation PTP Participation Plus	Point to Point Annual	240% Participation
1-Year BlackRock Dynamic Allocation PTP Participation Rate	Point to Point Annual	195% Participation
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	8.25% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	8%	7%	6%	5%	4%	3%