Lincoln Impact Advantage 10 (CA Only)
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Highlights
With the indexed accounts available in Lincoln Impact Advantage, you’ll never be credited less than 0%. So you can stop worrying about changes in the market and focus on growth opportunities.
The power of protection
When the index is negative during an indexed term, the lowest your account will be credited is 0%.
Growth potential
Your account has the potential to receive credit with positive index performance.
Gains are protected
Since the indexed accounts never earn a negative interest rate, you never have to recover from losses before seeing additional positive growth if the index rebounds.
The power of protection
When the index is negative during an indexed term, the lowest your account will be credited is 0%.
Growth potential
Your account has the potential to receive credit with positive index performance.
Gains are protected
Since the indexed accounts never earn a negative interest rate, you never have to recover from losses before seeing additional positive growth if the index rebounds.
Available in states:
CA
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
9 Years |
|
Surrender schedule
|
9.25%8.25%7.25%6.25%5.2%4.2%3.15%2.1%1.05% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$100,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA-Roth, Stretch IRA, and NQ Stretch |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
2.8%
Fixed
|
| 1-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
25%
Participation
|
| 1-Year S&P 500 DRC 5% TR PTP Spread |
Point to Point
Annual
|
1%
Spread
|
| 2-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate |
Point to Point
Biennial
|
175%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7%
Cap
|
| 1-Year Fixed Account |
Fixed
|
3.05%
Fixed
|
| 1-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate |
Point to Point
Annual
|
125%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
30%
Participation
|
| 1-Year S&P 500 DRC 5% TR PTP Spread |
Point to Point
Annual
|
0.75%
Spread
|
| 2-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate |
Point to Point
Biennial
|
200%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.5%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |