AssuranceSelect 7 Plus Rate & Reviews

AssuranceSelect 7 Plus

AssuranceSelect 7 Plus is a fixed-indexed annuity, offers multiple indexed strategies, accepts additional purchase payments during the first 10 contract years, and features early withdrawal charges and market value adjustments that end after seven years.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.5% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year SPDR Gold PTP Cap	Point to Point Annual	12.5% Cap
1-Year S&P U.S. Retiree Spending PTP Participation Rate	Point to Point Annual	70% Participation
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	11% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	7.75% Cap
1-Year Fixed Account	Fixed	4.6% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	75% Participation
1-Year SPDR Gold PTP Cap	Point to Point Annual	13% Cap
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	75% Participation
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	11.5% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	8% Cap

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	8%	8%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
Inheritance Enhancer (Age 50-75)	No	1.15% annually
GA IncomeSecure	No	0.95% annually
Inheritance Enhancer (Age 76-85)	No	1.15% annually