Index Protector 7 Rate & Reviews

Index Protector 7

The Index Protector 7 is intended for distribution by Investment Advisor Representatives doing fee-based planning, this zero commission fixed-indexed annuity offers a return of premium guarantee at no additional charge. It has a 7 year surrender charge period.
The Index Protector 7 is issued with single premium and accepts additional payments in the first two months of the contract.

Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MS, MT, NE, NV, NH, NJ, NM, NC, ND, OK, OR, RI, SC, SD, TN, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	5% Fixed
1-Year iShares US Real Estate PTP Cap	Point to Point Annual	12.5% Cap
1-Year iShares MSCI EAFE ETF PTP Cap	Point to Point Annual	9.5% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	75% Participation
1-Year S&P US Retiree Spending TR PTP Participation Rate	Point to Point Annual	80% Participation
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	8.75% Cap
1-Year Fixed Account	Fixed	5.1% Fixed
1-Year iShares US Real Estate PTP Cap	Point to Point Annual	13% Cap
1-Year iShares MSCI EAFE ETF PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	10.5% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	80% Participation
1-Year S&P US Retiree Spending TR PTP Participation Rate	Point to Point Annual	85% Participation
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	9% Cap

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	7%	7%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
Income Defender	No	0.85% annually