Index Protector 7 Non-MVA Rate & Reviews

Index Protector 7 Non-MVA

The Index Protector 7 No MVA is intended for distribution by Investment Advisor Representatives doing fee-based planning, this zero commission fixed-indexed annuity offers a return of premium guarantee at no additional charge. It has a 7 year surrender charge period.
The Index Protector 7 No MVA is issued with single premium and accepts additional payments in the first two months of the contract.

Available in states: CA, IN, MN, MO, OH, PA, TX, and UT

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.9% Fixed
1-Year iShares MSCI EAFE ETF PTP Cap	Point to Point Annual	9.25% Cap
1-Year iShares US Real Estate PTP Cap	Point to Point Annual	12% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year US Retiree Spending TR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	7.25% Cap
1-Year Fixed Account	Fixed	5% Fixed
1-Year iShares MSCI EAFE ETF PTP Cap	Point to Point Annual	9.5% Cap
1-Year iShares US Real Estate PTP Cap	Point to Point Annual	12.25% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.75% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	75% Participation
1-Year US Retiree Spending TR PTP Participation Rate	Point to Point Annual	75% Participation
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	7.5% Cap

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	7%	7%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
Income Defender	No	0.85% annually