Premier Income Bonus No MVA Rate & Reviews

Premier Income Bonus No MVA

Premier Income Bonus is a fixed-indexed annuity with a built-in rider that offers:

6% rider bonus, 6% roll-up rate, and 10-year rollup period (1.15% annual rider charge)
Guaranteed retirement income
The competitive earning potential with multiple interest crediting strategies
Flexibility to contribute additional purchase payments during the first two contract months
Access to your money with 10% penalty-free withdrawals
Early withdrawal charges and market value adjustments that end after seven years
Liquidity with extended care and terminal illness waiver riders.

Easy systematic payment (ESP) program (non-contractual) The fixed dollar and RMD options are available. Refer to the Terms and Conditions section of the applicable ESP program election agreement form for eligibility requirements. ESP payments reduce the amount available under the free withdrawal allowance. Indexed interest is credited only at the end of a term. Amounts withdrawn under the ESP program before the end of a term will not earn any indexed interest.

Loans
A loan endorsement is available for 403(b) and 457(b) contracts. Loans are subject to the terms of the loan application and agreement (TSAL2798). Minimum loan amount: $1,000; Minimum surrender value balance that must remain following a loan: $500 plus amounts held to secure all outstanding loans on the contract.

Available in states: AK, CA, PA, and UT

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.35% Fixed
1-Year S&P 500 DRC 10% TR PTP Participation Rate	Point to Point Annual	60% Participation
1-Year S&P US Retiree Spending TR PTP Participation Rate	Point to Point Annual	60% Participation
1-Year iShares US Real Estate PTP Cap	Point to Point Annual	9.5% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9% Cap
1-Year Fixed Account	Fixed	3.45% Fixed
1-Year S&P 500 DRC 10% TR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year S&P US Retiree Spending TR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year iShares US Real Estate PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.25% Cap

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	6%	5%	4%	3%	3%	3%	3%

Riders

Name	Inbuilt	Fee
Premier Income Bonus GLWB	Yes	1.15% annually