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Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

IndexMax ADV 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

The IndexMax ADV 5 is a single premium deferred fixed index annuity. An annuity is a long-term contract issued by an insurance company. In exchange for a premium payment, the insurance company agrees to make payments to you later on. This annuity provides an accumulation value that may earn interest through a fixed account and an index account (if selected). While the fixed account earns a fixed rate of interest each year, index accounts earn interest credits based in part on how an underlying index performs. Interest credits are guaranteed to never be less than zero. This annuity also provides several options for accessing funds. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
5-Year Fidelity Multi Factor Yield 5% ER Annual Performance Credit with Participation Rate
Term Participation & Annual Performance
5-Year
100% Participation
6.5% Performance triggered
5-Year S&P 500 LV DRC 5% Annual Performance Credit with Participation Rate
Term Participation & Annual Performance
5-Year
100% Participation
6.5% Performance triggered
5-Year BlackRock ESG US 5% ER Annual Performance Credit with Participation Rate
Term Participation & Annual Performance
5-Year
100% Participation
6.5% Performance triggered
5-Year Fixed Account
Fixed
5.4% Fixed

Surrender schedule

Year 1 2 3 4 5
Penalty 6% 6% 5% 4% 3%