Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.2%
Fixed
|
2-Year Fidelity Multifactor Yield 5% ER PTP Enhanced Participation Rate |
Point to Point
Biennial
|
290%
Participation
|
2-Year S&P MARC 5% ER PTP Enhanced Participation Rate |
Point to Point
Biennial
|
270%
Participation
|
1-Year S&P MARC 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
190%
Participation
|
1-Year Fidelity Multifactor Yield 5% ER PTP Spread |
Point to Point
Annual
|
|
2-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
2-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Biennial
|
210%
Participation
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.8%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.75%
Cap
|
1-Year S&P 500 LV DRC 5% TR PTP Spread |
Point to Point
Annual
|
0.8%
Spread
|
2-Year S&P 500 LV DRC 8% TR PTP Spread |
Point to Point
Biennial
|
1.6%
Spread
|
1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
150%
Participation
|
1-Year BlackRock ESG US 5% TR PTP Spread |
Point to Point
Annual
|
|
2-Year BlackRock ESG US 5% ER PTP Participation Rate |
Point to Point
Biennial
|
210%
Participation
|
1-Year BlackRock ESG US 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
190%
Participation
|
1-Year S&P 500 Inverse Performace Triggered |
Inverse Perf Triggered
Annual
|
9.25%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
4.5%
Fixed
|
2-Year Fidelity Multifactor Yield 5% ER PTP Enhanced Participation Rate |
Point to Point
Biennial
|
320%
Participation
|
2-Year S&P MARC 5% ER PTP Enhanced Participation Rate |
Point to Point
Biennial
|
300%
Participation
|
1-Year S&P MARC 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
210%
Participation
|
2-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
2-Year S&P 500 LV DRC 8% TR PTP Spread |
Point to Point
Biennial
|
0.75%
Spread
|
1-Year S&P 500 LV DRC 5% TR PTP Spread |
Point to Point
Annual
|
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.75%
Cap
|
1-Year Fidelity Multifactor Yield 5% ER PTP Spread |
Point to Point
Annual
|
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.1%
Cap
|
2-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate |
Point to Point
Biennial
|
255%
Participation
|
1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
1-Year BlackRock ESG US 5% TR PTP Spread |
Point to Point
Annual
|
|
2-Year BlackRock ESG US 5% ER PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
1-Year BlackRock ESG US 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
210%
Participation
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
10%
Performance triggered
|
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Penalty | 10% | 10% | 10% | 10% | 10% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Name | Inbuilt | Fee |
---|---|---|
RetireVantage Additional Benefit Rider 14 | Yes | 0.90% annually (0.00% after 14 years) |
RetireVantage Additional Benefit Rider 14 (CA) | Yes | 0.80% annually |