Nationwide New Heights Select 12
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index.
Available in states:
AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, NE, NM, NC, ND, SD, TN, VT, VA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
305%
Participation
0.95%
Spread
|
| 3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
270%
Participation
|
| 3-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
220%
Participation
0.95%
Spread
|
| 3-Year SG Macro Compass Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
190%
Participation
|
| 3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
275%
Participation
0.95%
Spread
|
| 3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
235%
Participation
|
| 3-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
75%
Participation
1.95%
Spread
|
| 3-Year S&P 500 Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
55%
Participation
|
| 3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
235%
Participation
0.95%
Spread
|
| 3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
205%
Participation
|
| 3-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
95%
Participation
1.95%
Spread
|
| 3-Year MSCI EAFE Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
70%
Participation
|
| 1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Annual
|
145%
Participation
0.95%
Spread
|
| 1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Annual
|
160%
Participation
|
| 1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Annual
|
180%
Participation
0.95%
Spread
|
| 1-Year MSCI EAFE Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Annual
|
45%
Participation
|
| 1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Annual
|
60%
Participation
1.95%
Spread
|
| 1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Annual
|
140%
Participation
|
| 1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Annual
|
155%
Participation
0.95%
Spread
|
| 1-Year S&P 500 Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Annual
|
40%
Participation
|
| 1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Annual
|
55%
Participation
1.95%
Spread
|
| 1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Annual
|
155%
Participation
|
| 1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Annual
|
175%
Participation
0.95%
Spread
|
| 1-Year SG Macro Compass Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Annual
|
130%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 10% | 10% | 10% | 10% | 10% | 10% | 9% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| High Point Select 12 Enhanced Death Benefit Rider | No | 0.55% annually |
| Nationwide High Point 365 Select rider with Bonus | No | 1.10% annually |
| New Heights Select 12 High Point 365 | No | 0.95% annually |
| High Point Select 12 Enhanced Death Benefit Rider with Bonus | No | 0.95% annually |
| Care Concierge | Yes |