Nationwide Peak 10 (Most States)
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
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Learn how an annuity can provide guaranteed income for life.
Individual, single-purchase-payment deferred fixed indexed annuity.
Available in states:
AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MT, NE, NM, NC, ND, SD, TN, VT, VA, WV, and WI
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.1%
Fixed
|
1-Year BNPP Global H-Factor PTP Cap |
Point to Point
Annual
|
9%
Cap
|
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
315%
Participation
1%
Spread
|
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
285%
Participation
|
1-Year AB Growth & Value Balanced PTP Cap |
Point to Point
Annual
|
9%
Cap
|
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A |
Point to Point
Biennial
|
270%
Participation
1%
Spread
|
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B |
Point to Point
Biennial
|
240%
Participation
|
1-Year J.P. Morgan Cycle PTP Cap |
Point to Point
Annual
|
9%
Cap
|
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
275%
Participation
1%
Spread
|
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
255%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7%
Cap
|
2-Year S&P 500 PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
65%
Participation
1%
Spread
|
2-Year S&P 500 PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
55%
Participation
|
1-Year S&P 500 DRC 5% ER PTP Cap |
Point to Point
Annual
|
9%
Cap
|
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
240%
Participation
1%
Spread
|
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
215%
Participation
|
1-Year Fixed Account |
Fixed
|
4.35%
Fixed
|
1-Year BNPP Global H-Factor PTP Cap |
Point to Point
Annual
|
10%
Cap
|
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
330%
Participation
1%
Spread
|
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
310%
Participation
|
1-Year AB Growth & Value Balanced PTP Cap |
Point to Point
Annual
|
10%
Cap
|
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A |
Point to Point
Biennial
|
290%
Participation
1%
Spread
|
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B |
Point to Point
Biennial
|
260%
Participation
|
1-Year J.P. Morgan Cycle PTP Cap |
Point to Point
Annual
|
10%
Cap
|
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
295%
Participation
1%
Spread
|
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
275%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.5%
Cap
|
2-Year S&P 500 PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
70%
Participation
1%
Spread
|
2-Year S&P 500 PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
60%
Participation
|
1-Year S&P 500 DRC 5% ER PTP Cap |
Point to Point
Annual
|
10%
Cap
|
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A |
Point to Point
Biennial
|
255%
Participation
1%
Spread
|
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B |
Point to Point
Biennial
|
225%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 10% | 10% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Guaranteed Income Solution | Yes | |
Bonus Income Rider (Single) | No | 1.00% annually (1.20% max) |
Bonus Income Rider (Joint) | No | 1.30% annually (1.60% max) |