Fixed index annuity review and rates

Nationwide Peak (CA, DE Only)

Individual, single-purchase-payment deferred fixed indexed annuity.
Available in states: CA, and DE

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.75% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
9% Cap
1-Year MCSI EAFE PTP Cap
Point to Point
Annual
9% Cap
1-Year J.P. Morgan Mozaic II PTP Cap
Point to Point
Annual
9% Cap
1-Year Morgan Stanley 3D PTP Cap
Point to Point
Annual
9% Cap
1-Year Fixed Account
Fixed
4.9% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.5% Cap
1-Year MCSI EAFE PTP Cap
Point to Point
Annual
9.75% Cap
1-Year J.P. Morgan Mozaic II PTP Cap
Point to Point
Annual
9.5% Cap
1-Year Morgan Stanley 3D PTP Cap
Point to Point
Annual
9.5% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%
Nationwide Life Insurance Company
Founded: 1929
A.M. Best: A+
S&P: A+
Moody's: A1
Carrier details
Free withdrawal
10%
Surrender schedule
7 years
Return of premium
Market value adjustment
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, 401a, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, and NQ Stretch