NAC IncomeChoice 10 Rate & Reviews

NAC IncomeChoice 10

IncomeChoice 10 is a flexible premium deferred fixed index annuity designed to provide a long-term solution to generating future lifetime income. Individuals who are not planning to utilize the Guaranteed Living Withdrawal Benefit (GLWB) feature for future retirement income, or who intend to take withdrawals prior to utilizing the GLWB feature, will not experience the full benefit of this product.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	1.4% Fixed
1-Year S&P 500 LV DRC 5% TR Threshold Participation Rate	Threshold Part Rate Annual	35% Participation
2-Year S&P 500 LV DRC 8% TR PTP Spread	Point to Point Biennial	4.5% Spread
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.3% Cap
1-Year S&P 500 LV DRC 5% TR PTP Spread	Point to Point Annual	3.3% Spread
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	20% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	3.25% Cap
1-Year S&P MARC 5% ER PTP Spread	Point to Point Annual	2.25% Spread
1-Year Fixed Account	Fixed	1.5% Fixed
1-Year S&P 500 LV DRC 5% TR Threshold Participation Rate	Threshold Part Rate Annual	35% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	23% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	3.5% Cap
1-Year S&P 500 LV DRC 5% PTP Spread	Point to Point Annual	2.7% Spread
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.4% Cap
2-Year S&P 500 LV DRC 8% TR PTP Spread	Point to Point Biennial	4% Spread
1-Year S&P MARC 5% ER PTP Spread	Point to Point Annual	1.85% Spread

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	10%	10%	10%	10%	9%	8%	6%	4%	2%

Riders

Name	Inbuilt	Fee
NAC GLWB with Level LPA	Yes	None
NAC GLWB with Increasing LPA	Yes	None