Fixed index annuity review and rates
Harbourview 3 (CA Only)
The Harbourview Fixed Indexed Annuity (FIA) Series is offered to individuals seeking both asset protection against market volatility and asset growth from potential market gains.
Available in states:
CA
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
14%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5%
Cap
|
| 1-Year Nasdaq-100 PTP Cap |
Point to Point
Annual
|
5%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
5%
Cap
|
| 1-Year CS Retiree Balanced PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
| 2-Year CS Retiree Balanced PTP Participation Rate |
Point to Point
Biennial
|
150%
Participation
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
22%
Participation
|
| 1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
4%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 |
|---|---|---|---|
| Penalty | 8% | 8% | 7% |
Brochure
Free withdrawal
1st year: 0%
2nd+ year: 10%
2nd+ year: 10%
Surrender schedule
3 years
Return of premium
Market value adjustment
Minimum contribution
$20,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Pension, IRA Rollover, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Inherited IRA, and TSP