Pacific Index Dimensions 7
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Highlights
The Pacific Index Dimensions 7 is a limited premium, fixed indexed deferred annuity with a 7-year withdrawal charge period and Market Value Adjustment provision. The contact can be issued with an optional GMWB rider, Enhanced Lifetime Income Benefit Single Life or Enhanced Lifetime Income Benefit Joint Life.
At the end of a guaranteed term, the following options are available:
At the end of a guaranteed term, the following options are available:
- Withdraw the full or partial amount
- Renew to the same term (if available and doesn’t exceed the annuitization date) or another guaranteed term
- If no election is made, the money will automatically roll over into the same guaranteed term (if available) or the next shortest one.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
7 Years |
|
Surrender schedule
|
10%10%9.5%8.5%7.5%6.5%5.5% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, Inherited IRA, NQ Stretch, and TSP |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.45%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.1%
Cap
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
31%
Participation
|
| 1-Year S&P 500 PTP Enhanced Participation Rate with Spread |
Point to Point
Annual
|
43%
Participation
2%
Spread
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
7.1%
Cap
|
| 1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
31%
Participation
|
| 1-Year MSCI EAFE PTP Enhanced Participation Rate with Spread |
Point to Point
Annual
|
43%
Participation
2%
Spread
|
| 1-Year BlackRock Endura PTP Participation Rate with Spread |
Point to Point
Annual
|
120%
Participation
|
| 1-Year MSCI EAFE Performance Triggered |
Performance Triggered
Annual
|
6.25%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6.25%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.65%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.3%
Cap
|
| 1-Year BlackRock Endura PTP Participation Rate with Spread |
Point to Point
Annual
|
125%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
33%
Participation
|
| 1-Year S&P 500 PTP Enhanced Participation Rate with Spread |
Point to Point
Annual
|
46%
Participation
2%
Spread
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
7.3%
Cap
|
| 1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
33%
Participation
|
| 1-Year MSCI EAFE PTP Enhanced Participation Rate with Spread |
Point to Point
Annual
|
46%
Participation
2%
Spread
|
| 1-Year MSCI EAFE Performance Triggered |
Performance Triggered
Annual
|
6.6%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6.6%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 10% | 10% | 10% | 9% | 8% | 7% | 6% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Interest Enhanced Death Benefit | No | 0.40% annually |