Protective Asset Builder II 5 ROP
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Annuitization Options
- Income for a specific term
- Lifetime income with a specific term
- Lifetime income with a cash refund
- Lifetime income with an installment refund
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
2.8%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
34%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
4.6%
Cap
|
| 1-Year S&P 500 PTP Cap Guaranteed for Term |
Point to Point
Annual
|
4.45%
Cap
|
| 1-Year J.P. Morgan Mojave PTP Participation Rate |
Point to Point
Annual
|
98%
Participation
|
| 2-Year Citi Flexible Allocation 6 ER PTP Participation Rate |
Point to Point
Biennial
|
131%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
3.05%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.35%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
39%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5.3%
Cap
|
| 1-Year S&P 500 PTP Cap Guaranteed for Term |
Point to Point
Annual
|
5.2%
Cap
|
| 1-Year J.P. Morgan Mojave PTP Participation Rate |
Point to Point
Annual
|
112%
Participation
|
| 2-Year Citi Flexible Allocation 6 ER PTP Participation Rate |
Point to Point
Biennial
|
147%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
3.5%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.4%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
43%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6.75%
Cap
|
| 1-Year S&P 500 PTP Cap Guaranteed for Term |
Point to Point
Annual
|
6.55%
Cap
|
| 1-Year J.P. Morgan Mojave PTP Participation Rate |
Point to Point
Annual
|
120%
Participation
|
| 2-Year Citi Flexible Allocation 6 ER PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
4.55%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% |