PruSecure 5 Advisor Rate & Reviews

PruSecure 5 Advisor

The PruSecure Advisor annuity is a single premium deferred fixed indexed annuity. A fixed indexed annuity is a financial planning tool designed for the long term. The interest credited to an indexed annuity is based on the change in one or more external market indexes.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.85% Fixed
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	40% Participation
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	40% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	45% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Annual	9.75% Cap
1-Year Bloomberg Commodity PTP Cap	Point to Point Annual	10.5% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	45% Participation
3-Year S&P 500 PTP Cap	Point to Point Triennial	32% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	32% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Triennial	32% Cap
3-Year Bloomberg Commodity PTP Cap	Point to Point Triennial	37% Cap
5-Year S&P 500 PTP Participation Rate	Point to Point 5-Year	70% Participation
5-Year S&P 500 PTP Cap	Point to Point 5-Year	65% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.75% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	9.75% Cap
1-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Annual	40% Participation
1-Year Bloomberg Commodity PTP Participation Rate	Point to Point Annual	40% Participation
5-Year MSCI EAFE PTP Cap	Point to Point 5-Year	65% Cap
3-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Triennial	45% Participation
3-Year Bloomberg Commodity PTP Participation Rate	Point to Point Triennial	45% Participation
5-Year MSCI EAFE PTP Participation Rate	Point to Point 5-Year	70% Participation
1-Year Fixed Account	Fixed	4.35% Fixed
3-Year Bloomberg Commodity PTP Participation Rate	Point to Point Triennial	55% Participation
5-Year S&P 500 PTP Cap	Point to Point 5-Year	75% Cap
5-Year MSCI EAFE PTP Participation Rate	Point to Point 5-Year	80% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Triennial	55% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Annual	50% Participation
1-Year Bloomberg Commodity PTP Participation Rate	Point to Point Annual	50% Participation
5-Year S&P 500 PTP Participation Rate	Point to Point 5-Year	80% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	50% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Annual	11% Cap
1-Year Bloomberg Commodity PTP Cap	Point to Point Annual	11.5% Cap
3-Year S&P 500 PTP Cap	Point to Point Triennial	36% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	36% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Triennial	36% Cap
3-Year Bloomberg Commodity PTP Cap	Point to Point Triennial	41% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	55% Participation
5-Year MSCI EAFE PTP Cap	Point to Point 5-Year	75% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	11% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	11% Cap
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	55% Participation

Surrender schedule

Year	1	2	3	4	5
Penalty	2%	2%	2%	2%	2%