PruSecure 7 Advisor Rate & Reviews

PruSecure 7 Advisor

The PruSecure Advisor annuity is a single premium deferred fixed indexed annuity. A fixed indexed annuity is a financial planning tool designed for the long term. The interest credited to an indexed annuity is based on the change in one or more external market indexes.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.9% Fixed
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	45% Participation
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	45% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	50% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Annual	9.8% Cap
1-Year Bloomberg Commodity PTP Cap	Point to Point Annual	10.85% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	50% Participation
3-Year S&P 500 PTP Cap	Point to Point Triennial	34% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	34% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Triennial	34% Cap
3-Year Bloomberg Commodity PTP Cap	Point to Point Triennial	38% Cap
5-Year S&P 500 PTP Participation Rate	Point to Point 5-Year	75% Participation
5-Year S&P 500 PTP Cap	Point to Point 5-Year	67% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.8% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	9.8% Cap
1-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Annual	45% Participation
1-Year Bloomberg Commodity PTP Participation Rate	Point to Point Annual	45% Participation
5-Year MSCI EAFE PTP Cap	Point to Point 5-Year	67% Cap
3-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Triennial	50% Participation
3-Year Bloomberg Commodity PTP Participation Rate	Point to Point Triennial	50% Participation
5-Year MSCI EAFE PTP Participation Rate	Point to Point 5-Year	75% Participation
1-Year Fixed Account	Fixed	4.4% Fixed
3-Year Bloomberg Commodity PTP Participation Rate	Point to Point Triennial	70% Participation
5-Year S&P 500 PTP Cap	Point to Point 5-Year	76% Cap
5-Year MSCI EAFE PTP Participation Rate	Point to Point 5-Year	85% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Triennial	70% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Annual	55% Participation
1-Year Bloomberg Commodity PTP Participation Rate	Point to Point Annual	55% Participation
5-Year S&P 500 PTP Participation Rate	Point to Point 5-Year	85% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	55% Participation
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	55% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Annual	11.05% Cap
1-Year Bloomberg Commodity PTP Cap	Point to Point Annual	11.8% Cap
3-Year S&P 500 PTP Cap	Point to Point Triennial	37% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	37% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Triennial	37% Cap
3-Year Bloomberg Commodity PTP Cap	Point to Point Triennial	42% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	70% Participation
5-Year MSCI EAFE PTP Cap	Point to Point 5-Year	76% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	11.05% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	11.05% Cap
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	70% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	2%	2%	2%	2%	2%	2%	2%