Fixed index annuity review and rates
SecureLink Future 10
SecureLink Future fixed indexed annuities connect protection and growth for your clients’ retirement future.
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| Interim Account Up to 1st Contract Anniversary |
Fixed
|
3%
Fixed
|
| 1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
| 1-Year Barclays Trailblazer PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.2%
Cap
|
| 2-Year S&P 500 PTP Cap |
Point to Point
Biennial
|
15.5%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Achiever Lifetime Income Rider | No | 1.15% annually |
Securian Life Insurance Company
Founded:
1880
A.M. Best:
A+
Fitch:
AA
S&P:
A+
Moody's:
Aa3
Brochure
Free withdrawal
1st year: 0%
2nd+ year: 10%
2nd+ year: 10%
Surrender schedule
10 years
Return of premium
Market value adjustment
Minimum contribution
$10,000
Types of funds
Non-Qualified, IRA, IRA-Roth, 1035 Exchange, and Inherited IRA