Fixed index annuity review and rates

SecureLink Future 9

SecureLink Future fixed indexed annuities connect protection and growth for your clients’ retirement future. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.9% Fixed
Interim Account Up to 1st Contract Anniversary
Fixed
2.9% Fixed
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year Barclays Trailblazer PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.1% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
15.25% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9
Penalty 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Achiever Lifetime Income Rider No 1.15% annually
Securian Financial
Founded: 1880
A.M. Best: A+
Fitch: AA
S&P: A+
Moody's: Aa3
Carrier details
Free withdrawal
1st year: 0%
2nd+ year: 10%
Surrender schedule
9 years
Return of premium
Market value adjustment
Minimum contribution
$10,000
Types of funds
Non-Qualified, IRA, IRA-Roth, 1035 Exchange, and Inherited IRA