Fixed index annuity review and rates

SecureLink Ultra 7

SecureLink Ultra fixed indexed annuities help your clients combine growth potential plus protection while rewarding them with a Loyalty Bonus for sticking to their long-term retirement goals

A 7% Loyalty Bonus after 10 years
As a reward for sticking with your long-term goals, SecureLink Ultra 7 also offers a one-time Loyalty Bonus. On your 10th contract anniversary, no matter how your indexed accounts have performed, a bonus equal to 7% of your Purchase Payment (reduced dollar-for-dollar for withdrawals) will be credited to your contract value. The bonus will be allocated among your accounts proportionally. 

Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:
  • Hospital, medical care stay
  • Terminal condition
  • Annuitization
  • Death
Inverse Performance Trigger may not be available—check with broker dealer.
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year Barclays Trailblazer PTP Participation Rate with Spread
Point to Point
Annual
200% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate with Spread
Point to Point
Annual
200% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.45% Cap
1-Year Barclays Trailblazer PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.5% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
34% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6% Performance triggered
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
9.15% Performance triggered
1-Year Fixed Account
Fixed
3.1% Fixed
1-Year Barclays Trailblazer PTP Participation Rate with Spread
Point to Point
Annual
205% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate with Spread
Point to Point
Annual
205% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.7% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
36% Participation
1-Year Barclays Trailblazer PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.7% Cap
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.15% Performance triggered
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
9.45% Performance triggered
1-Year Fixed Account
Fixed
3.2% Fixed
1-Year Barclays Trailblazer PTP Participation Rate with Spread
Point to Point
Annual
210% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate with Spread
Point to Point
Annual
210% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year Barclays Trailblazer PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.95% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.9% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
38% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.3% Performance triggered
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
9.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%
Securian Financial
Founded: 1880
A.M. Best: A+
Fitch: AA
S&P: A+
Moody's: Aa3
Carrier details
Free withdrawal
10%
Surrender schedule
7 years
Return of premium
Market value adjustment
Minimum contribution
$20,000
Types of funds
Non-Qualified, IRA, IRA-Roth, Inherited IRA, and NQ Stretch