Vega 14 (Most States) Rate & Reviews

Vega 14 (Most States)

Vega is one of the brightest stars and is a reliable point in an ever-changing night sky. The SILAC Vega Series is a comprehensive fixed index annuity focused on the accumulation of retirement benefits. The benefit value that automatically comes with all Vega FIAs offers multiple income options, growth, and an enhanced legacy benefit to navigate retirement.

Available in states: AL, AZ, AR, CT, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MI, MS, NE, NH, NM, NC, ND, OK, RI, SD, TN, VT, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Nasdaq Generations 5 Boost Spread	Boost Annual
1-Year Fixed Account	Fixed	2% Fixed
1-Year Nasdaq Generations 5 PTP Participation Rate	Point to Point Annual	100% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	4.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	22% Participation
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2% Cap
1-Year S&P 500 PTP Monthly Average Participation Rate	Point to Point Annual Monthly average	42% Participation
1-Year Barclays Atlas 5 PTP Participation Rate	Point to Point Annual	95% Participation
1-Year Barclays Atlas 5 PTP Spread	Point to Point Annual	0.25% Spread
1-Year Credit Suisse RavenPack PTP Participation Rate	Point to Point Annual	100% Participation
1-Year Credit Suisse RavenPack PTP Spread	Point to Point Annual

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Penalty	15%	14%	13%	12%	11%	10%	9%	8%	7%	6%	5%	4%	3%	2%

Riders

Name	Inbuilt	Fee
Vega 14 with Level Lifetime Withdrawal Benefit	Yes	None
Vega 14 with Increasing Lifetime Withdrawal Benefit	Yes	None