Symetra Income Edge Rate & Reviews

Symetra Income Edge

The Symetra Income Edge is a single premium fixed indexed annuity with a 7 surrender charge period and a market value adjustment period. The Symetra Income Edge also offers a guaranteed lifetime withdrawal benefits (GLWBs) that, like annuitization, offer payments that can last a lifetime. Unlike annuitization, these features still allow access to your remaining contract value, if needed. The Symetra Income Edge can help protect your money and provide withdrawals for life, allowing you to focus on what matters—living the lifestyle you want in retirement.

Before lifetime withdrawals begin, your Maximum Withdrawal Amount is guaranteed to grow each year for up to 10 years after issue. When you’re ready to begin lifetime withdrawals, you have two options:

Level withdrawals: A guaranteed, level amount for life.
Index-linked withdrawals: Guaranteed withdrawals for life with potential for increases each year.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.65% Fixed
1-Year JPMorgan ETF Efficient 5 PTP Cap	Point to Point Annual	15.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	7.25% Cap
1-Year Fixed Account	Fixed	3.75% Fixed
1-Year JPMorgan ETF Efficient 5 PTP Cap	Point to Point Annual	16% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	7.5% Cap

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	8%	8%	7%	7%	6%	5%	4%

Riders

Name	Inbuilt	Fee
Symetra GLWB Rider Level option	Yes	1.20% annually
Symetra GLWB Rider with Increasing option	Yes	1.20% annually