Fixed annuity review and rates

Symetra Select 3 Advisor Group

Symetra Select 3 Fixed Deferred Annuity. Provides tax-deferred growth with a guaranteed interest rate for the first three years.
Minimum purchase payment
  • $25,000
  • You can add purchase payments of $1,000 or more throughout the first year of your contract. Payments are accepted in a lump sum or monthly payments up to $1mil without home office approval.
Purchase ages
0–90 (if guaranteed return of purchase payment is selected)

Guaranteed return of purchase payment
If selected at the time of purchase, we guarantee that you will never receive less than you contributed to your annuity, minus any prior withdrawals.

Free 10% annual withdrawals
Withdrawals of up to 10% of the contract value per contract year are free of surrender charges. Amounts in excess of 10% are subject to charges based on the following schedule:  7%, 7%, 7% 

Interest Rates

Guaranteed Years Surrender Years Guaranteed Yield Current Yield
3 3 3.5% 3.5%
3 3 3.55% 3.55%
3 3 3.75% 3.75%
3 3 3.8% 3.8%
Symetra Life Insurance Company
Founded: 1957
A.M. Best: A
S&P: A
Moody's: A1
Carrier details
Free withdrawal
Types of funds
Non-Qualified, IRA, IRA-Roth, and Inherited IRA