Safe Haven 20 (NV Only) ages 60+

The Safe Haven Bonus Guarantee annuity designed by Atlantic Coast Life Insurance Company is an excellent, flexible retirement plan for Nevadans aged 60 and above. This product is not a one-size-fits-all deal as it allows you to select only the features you want, ensuring higher interest rates and subsequent payout. It takes into account your specific needs and enables you to lock in a guaranteed fixed interest rate for your chosen period.

Additionally, this annuity protects your principal investment and promises guaranteed returns regardless of fluctuations in the stock market or interest rates. Once your initial guarantee period ends, you're free to withdraw your funds, renew your contract, or convert your annuity into a reliable stream of retirement income, guaranteed for up to two decades. Safe Haven Bonus Guarantee is an excellent product that provides security and a reliable income for your golden years.

Safe Haven 20 (NV Only) ages 60+

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About Product

Premium Type

Single Premium

Fee withdrawal:

None

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$5,000

Maximum Contribution

$1,000,000

Min Age Qualified

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP

Launch Date

07/01/2019

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
20 years	3.85%

Atlantic Coast Life Insurance Company's Safe Haven Bonus Guarantee annuity was designed for those who are retired or nearing retirement. Planning for retirement is not always easy and sometimes the control is not yours. Safe Haven Bonus Guarantee offers you a flexible and guaranteed way to have the security and peace of mind you need to enjoy retirement.

Safe Haven Bonus Guarantee gives you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.

Preferred 10% Free Withdrawal - 0.15% interest reduction
Death Benefit Feature - 0.25% interest reduction
Accumulated Interest Withdrawal - 0.05% interest reduction

Issue Ages
0 to 75 (20 year guarantee period)

Market Value Adjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.

Cash Surrender Values
A surrender charge is taken on partial withdrawals or full surrenders during any surrender charge period. The surrender charge is the partial withdrawal amount or the contract value (for full surrenders) multiplied by the market value adjustment, multiplied by the surrender charge percentages shown below. Surrender charge calculations may be affected by the addition of riders.
Surrender charges during renewal periods: 5% all years
During the last 30 days before the end of any guarantee period, the contract can be surrendered with no market value adjustment or surrender charges.

Year by Year Account Balance

Understand how your money will increase when invested in Safe Haven 20 (NV Only) ages 60+.

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Investment Amount

Riders

Name	Inbuilt	Fee
Preferred 10% Free Withdrawal	No	0.15% rate reduction
Accumulated Interest Withdrawal	No	0.05% rate reduction
Death Benefit Feature	No	0.25% rate reduction

Waivers

Surrender Window

At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.

Company Founded: 1925

Good Rated Company

Atlantic Coast Life Insurance Company

Company Ratings

4.2