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Nationwide Life & Annuity Insurance Company
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Nationwide New Heights Select 8 with High Point Select EDBR with Bonus

The Nationwide New Heights Select 8 with High Point Select EDBR with Bonus is a fantastic investment product. Its unique features allow for strong growth potential and protection against market downturns - a real win-win for those who seek stability!

The bonus feature further boosts the annuity starting value, providing a beneficial head start on your retirement savings. For anyone looking to secure their wealth and future, this annuity is a smart and safe choice. It's the golden parachute you'll love to have!

Nationwide New Heights Select 8 with High Point Select EDBR with Bonus-brochure Nationwide New Heights Select 8 with High Point Select EDBR with Bonus-brochure

Nationwide New Heights Select 8 with High Point Select EDBR with Bonus

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About Product

Type
Fixed Index
Purpose
Accumulation & Legacy
Premium Bonus
3%
Term
8 Years
Surrender schedule
9%
8%
7%
6%
5%
4%
3%
2%
Fee withdrawal:
7%
Market Value Adjustment
Yes
Return Of Premium
Yes
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Max Age Qualified
75
Types Of Funds
Non-Qualified, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Inherited IRA, and NQ Stretch
Launch Date
03/08/2021
Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index. 

Please note if an independent agent wants to sell New Heights Select, they have to go through Annexus. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
2-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
160% Participation
0.75% Spread
2-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
145% Participation
2-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
200% Participation
0.75% Spread
2-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
180% Participation
2-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
60% Participation
1.95% Spread
2-Year S&P 500 Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
40% Participation
2-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
180% Participation
0.75% Spread
2-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
160% Participation
2-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (VA Only)
Balanced Allocation
Biennial
75% Participation
1.95% Spread
2-Year MSCI EAFE Balanced Allocation Participation Rate Option B (VA Only)
Balanced Allocation
Biennial
55% Participation
2-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
220% Participation
0.75% Spread
2-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
200% Participation
1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
120% Participation
0.75% Spread
1-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
110% Participation
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
145% Participation
0.75% Spread
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
130% Participation
1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
45% Participation
1.95% Spread
1-Year S&P 500 Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
30% Participation
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
130% Participation
0.75% Spread
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
115% Participation
1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (VA Only)
Balanced Allocation
Annual
55% Participation
1.95% Spread
1-Year MSCI EAFE Balanced Allocation Participation Rate Option B (VA Only)
Balanced Allocation
Annual
40% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
150% Participation
0.75% Spread
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
135% Participation
1-Year Loomis Sayles Discovery Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
85% Participation
1-Year Loomis Sayles Discovery Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
95% Participation
0.95% Spread
1-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
55% Participation
1.25% Spread
1-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
45% Participation
2-Year Loomis Sayles Discovery Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Biennial
140% Participation
0.95% Spread
2-Year Loomis Sayles Discovery Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Biennial
120% Participation
2-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Biennial
55% Participation
2-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Biennial
70% Participation
1.25% Spread

Surrender schedule

Year 1 2 3 4 5 6 7 8
Penalty 9% 8% 7% 6% 5% 4% 3% 2%

Hypothetical Projection

Comparison against S&P 500 using current rates
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Riders

Name Inbuilt Fee
New Heights Select 8 High Point 365 No 0.95% annually
High Point Enhanced Death Benefit Rider No 0.50% annually
Nationwide High Point 365 Select rider with Bonus No 1.10% annually
High Point Select Enhanced Death Benefit Rider with Bonus Yes 0.80% annually

Waivers

Confinement

After the first contract year, if the client has a qualifying long-term care event or terminal illness or injury, all withdrawals will be treated as free withdrawals and receive full earnings to-date.

Premium Notes

Balanced Allocation Strategy (BAS) options, also known as strategy options, are a blend of an index component, a declared rate component, and a strategy spread component that are combined to determine earnings. A contract may be allocated to a maximum of five strategy options at any time.

Withdrawal Provisions

Accessing your moneyAt any time you may have access to your money, subject to certain terms and conditions. After the first contract anniversary and through the end of the Surrender Charge period, you may withdraw up to 7% of your contract value each year as a free withdrawal without incurring a Surrender Charge (or MVA or recoupment of unvested bonus, if applicable) and receive full earnings-to-date on the amount withdrawn. After the Surrender Charge period, 10% of your contract value each year will receive full earnings-to-date if withdrawn. The amount of any Required Minimum Distribution (RMD) associated with your contract value will be treated as a free withdrawal.Required Minimum Distribution (RMD)Available free of Surrender Charges and MVA (if applicable).Market Value Adjustment (MVA)Applies during the Surrender Charge period to withdrawals in excess of the contract’s free withdrawal amount, and does not apply to long-term care event or terminal illness or injury withdrawals or if a death benefit is payable; not applicable in all states. Please refer to the back page for more information on MVA. 

Company Founded: 1981
TOP Rated Company
Nationwide Life & Annuity Insurance Company
Company Ratings
4.8
  • A.M. Best A+
  • S&P A+
  • Moody's A1
  • Comdex 90
Assets: $50,870,609,500
Ohio

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